DCF valuations you canaudit.
The same 13-step framework used by institutional equity research analysts, automated with AI, with every assumption tagged and every calculation cross-checked.
Currently supporting US-listed companies.ASX-listed companies coming soon.
13
Analysis steps
7
Self-audit checks
3
Scenario paths
5
Scoring dimensions
Every data point tagged
as Verified, Estimated, or Assumed. Nothing hidden
Dual-path NPV
FCFF + FCFE with mandatory reconciliation
7-point self-audit
on every valuation before results are shown
Live market data
current prices pulled at analysis time
Bear / Base / Bull
scenario analysis on all key revenue drivers
Mid-year discounting
with treasury stock method for diluted shares
13 steps. The same process a senior analyst follows.
Most AI tools hide their methodology. We show ours. Every valuation follows this exact sequence. No shortcuts, no black boxes.
Company Overview
Business model, products, geographic exposure
Historical Financials
3-5 years of revenue, EBITDA, margins
Revenue Forecast
Bear / Base / Bull scenario modelling
Cost Structure
COGS, OpEx, margin trajectory
CapEx & Working Capital
Maintenance vs growth capex split
Tax & Depreciation
Effective rates, D&A schedules
FCF Bridge
EBIT to free cash flow waterfall
FCFE Verification
Dual-path reconciliation check
WACC Calculation
Cost of equity, debt, capital weights
Terminal Value
Gordon Growth with sanity checks
NPV & Sensitivity
WACC vs growth rate matrix
Composite Scoring
5-dimension weighted signal
Self-Audit
7-point verification checklist
A complete valuation, not a number.
Every valuation includes a fair value estimate, sensitivity analysis, composite scoring across 5 dimensions, and a full self-audit trail.
Fair Value Estimate
vs. current price $12.85
Composite Score
Self-Audit Checklist
All 7 checks must pass before a valuation is finalised.
US Markets
Deep coverage of US-listed equities with live market data and SEC filings. ASX-listed companies coming soon.
13-Step DCF Engine
The same structured framework used in institutional equity research. Revenue build-up, WACC, terminal value, dual-path NPV.
5-Dimension Scoring
Weighted composite score across valuation, earnings quality, balance sheet strength, catalysts, and downside risk.
Built by investors, for investors.
Our valuation framework was developed through hundreds of real DCF analyses on listed equities, then encoded into a rigorous 13-step system that enforces the same discipline every time. No shortcuts, no guesswork, no black boxes.
Every assumption is tagged. Every calculation is cross-checked. Every output is audited against 7 verification criteria before you see it. The goal is not to replace your judgment. It is to give you better raw material to work with.
“Finally a tool that shows its working. I can see every assumption and trace exactly why the fair value came out where it did.”
James T.
Self-directed investor, Sydney
“The bear/base/bull scenarios are what sold me. I run it on every stock I'm considering and it saves me hours of spreadsheet work.”
Priya M.
Finance analyst, Melbourne
“The self-audit checklist gives me confidence that I'm not missing something obvious. It's like having a second set of eyes on every valuation.”
David K.
Retail investor, Brisbane
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Get Started FreeFor research purposes only. Not financial advice. All valuations are generated by AI and should be independently verified before making any investment decisions. Valio does not guarantee the accuracy of any data or analysis. Past performance is not indicative of future results.