Financial Disclaimer

Not Financial Advice

Valio Pty Ltd is not a licensed financial adviser and does not hold an Australian Financial Services (AFS) licence. Nothing on this platform constitutes personal financial advice, a financial product, or a recommendation to buy, sell, or hold any security.

The Service is intended for research purposes only. The valuations, signals, scores, and analysis generated by this Service are produced by artificial intelligence algorithms using publicly available data. They should not be relied upon as the sole basis for any investment decision.

AI-Generated Content

All valuations are generated by AI models and deterministic calculations. While we strive for accuracy, AI-generated analysis may:

• Contain errors, inaccuracies, or outdated information
• Rely on assumptions that may not reflect current market conditions
• Use estimated or assumed inputs where verified data is unavailable
• Produce materially different results for the same company on different dates
• Not account for all relevant factors affecting a company's value

The confidence score displayed alongside valuations reflects data quality and input verification — it is not a measure of investment suitability or prediction accuracy.

No Guarantee of Accuracy

We do not guarantee the accuracy, completeness, timeliness, or reliability of any valuation output. Financial data is sourced from publicly available sources and may contain errors at the source. Past financial performance does not guarantee future results. Market prices can move in ways that no model can predict.

Seek Professional Advice

Before making any investment decision, you should consult a qualified, licensed financial adviser who can consider your individual financial situation, objectives, and risk tolerance. This is particularly important for:

• Decisions involving significant capital
• Investments in unfamiliar markets or sectors
• Tax implications of buying or selling securities
• Portfolio allocation and diversification

Limitation of Liability

To the maximum extent permitted by law, Valio Pty Ltd, its directors, employees, and affiliates shall not be liable for any financial losses, damages, or costs arising from your reliance on information generated by this platform. This includes but is not limited to losses from investment decisions made using our valuations.

Regulatory Notice

This platform provides general information for research purposes only as defined under the Corporations Act 2001 (Cth). It does not provide personal financial advice as defined under the Act. If you believe you need personal advice tailored to your circumstances, please consult a licensed financial adviser regulated by the Australian Securities and Investments Commission (ASIC).

Contact

If you have questions about this disclaimer, please contact us via our contact page.